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Top Five Consumer Cyber Security FAQs

Business, technology, environmental and economic changes are a part of life, and they are coming faster all the time. All of these changes and advancements can be distracting and make us more vulnerable to cyber scams. That's why protecting your credit is a critical part of protecting yourself from cyber security threats. Security researchers have reported that hackers and scammers are using any opportunity or vulnerability to target both individuals and companies. You may have already seen these attempts in the form of fake emails or calls. Here are the top five questions Equifax ®  has received about how individuals can protect themselves from cyber security threats and help to improve your credit protection. 1. How can I better protect my credit? Check your credit reports frequently. You can get free credit reports from the nationwide credit reporting agencies (Equifax, Experian ®  and TransUnion ® ) at annualcreditreport.com. Check your credit reports frequently to closely moni
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School Choice Passed by Texas Senate

The Texas Senate on Thursday approved a $500 million school choice bill mostly along party lines after hours of passionate debate. It will now head for consideration in the House, where members rejected similar proposals during the regular session. Senators passed Senate Bill 1 by a 18-13 vote, with one Republican joining all Democrats in voting against the measure. The bill will likely face steep resistance in the House, where Democratic members and many rural Republicans have vehemently opposed such proposals. School choice programs, also called education savings accounts or vouchers, use public money to help pay for a child’s private schooling. “We must recognize that a one-size-fits-all approach doesn't fit the needs of our diverse student population,” said Sen. Brandon Creighton, R-Conroe, who authored SB 1 and estimated the proposal could serve about 60,000 students. Texas has about 5.5 million children in public schools. Public schools have failed the American people, especi

Diversity Programs Don’t Make Companies More Profitable

A new study by two scholars at the University of North Carolina and a professor at Texas A&M examined the impact of DEI programs in corporate America and found no evidence that these programs lead to higher returns. The study reported: “The business case for diversity” is the dominant rhetorical paradigm for how U.S. corporations debate actions and policies around racial/ethnic diversity. In this paper, we conduct an empirical test of the paradigm by gathering data on the race/ethnicity of the individuals shown on the leadership pages of S&P 500 firms’ websites as of mid-2011, 2014, 2017, 2020 and 2021, and then determining if any of nine measures of the racial/ethnic diversity of these executives reliably predict…their firms’ financial performance over the next fiscal year. We do not find reliable evidence that they do. As such, our results do not support the “business case for diversity” when the claim is assessed using 1-year-ahead financial performance metrics and multiple

The Drawdown of the Strategic Oil Reserve

Given the recent events in the Middle East, how dangerous is this Biden energy policy? Biden abused his power when he drained our Strategic Petroleum Reserve in an attempt to lower oil and gas prices, so his popularity wouldn't wane. While that didn't work, he has placed this country in a perilous position. As if his open borders wasn't threat enough. And it's also worth remembering that Chuck Schumer blocked Trump's request to buy 77 million barrels in March 2020, when lockdowns had pushed the spot price close to zero:

The Radical Left Supports Terrorism

They used to embrace Stalin and Mao. So I'm not surprised... For nearly 100 years, the political Left prided itself on being the side of peace and anti-militarism. The Western left supported peace talks in the Middle East, backed a two-state solution to the Israel-Palestine conflict, and called for noncombatant lives to be spared.  But over the past week, loud voices on the radical Left endorsed Hamas’ brutal and horrific terrorist attack on Israeli civilians. Several left-wing organizations released statements that appeared to condone the attack. The day after Hamas killed 1,200 Israelis, the Democratic Socialists of America (DSA) held a protest “in solidarity with the Palestinian people and their right to resist 75 years of occupation and apartheid.”  Thirty-four Harvard student organizations signed a joint statement excusing the murder and kidnapping of women and children. “The apartheid regime is the only one to blame,” the statement read. “The coming days will require a firm s

Life Lessons from Meditations by Marcus Aurelias

1. Obstacles are opportunities Marcus mastered the art of turning every obstacle into an opportunity. Nothing was universally negative in his mind. In this vein, every hardship has at least one positive aspect. 2. Don't spend time worrying about what people think of you "Your energy and time are both limited, so don't waste them on what those inconsequential to your life are doing thinking and saying." 3. Focus on the present "Each of us lives only now, this brief instant. The rest has been lived already, or it impossible to see." 4. You are the architect of your perceptions "You have the power over your mind -- not outside events. Realize this and you will find strength." 5. Value the right things in life and your life will have value “A person’s worth is measured by the worth of what he values.” 6. No goal is out of reach “Because a thing seems difficult for you, do not think it impossible for anyone to accomplish.” 7. Be grateful for what you h

Treasury Yields Hit 16-Year High