Skip to main content

Worrisome Drop in Consumer Comfort

A Worrisome Drop in Consumer Comfort 
The Bloomberg Consumer Comfort Index fell 1.9 points last week, its third decline in a row, to 59.1, its lowest level since April. All three index components fell, extending the sizeable drops in the previous week. The three-week cumulative decline in comfort was the biggest since May 2012. Comfort deteriorated across all regions, all demographic groups, and most income categories. The decline is disturbing, as it may translate into weaker consumer spending growth ahead of the holiday shopping season. This is important because consumer spending has been one of the strong pillars of this expansion, in contrast to outright declines in capex this year. For now, however, the longer-term trend of comfort, as well as other measures of consumer attitudes, support an ongoing economic expansion.

Jobless Claims Decline 
Initial claims for unemployment insurance fell 8,000 last week to 211,000, below the consensus of 215,000. The four-week average of claims edged up 250 to 215,250. Both the headline and the smoothed number of jobless claims remain close to their lowest levels since 1969, as businesses hold on to their workers in a tight labor market. As long as layoffs remain low, the risk of recession will also be limited.

Used Vehicle Values Fall Y/Y 
The Manheim Used Vehicle Value Index ticked up 0.3% in October from the previous month, but it dropped 0.4% from a year ago, posting its first y/y decline since January 2017. It suggests downward pressure on the CPI for used cars and trucks over the next few months

Source: Ned Davis Research Group (Note: I'll try to post news like this more often. I get reports every day...)

Comments

Popular posts from this blog

California: A Model for the Rest of the Country, Part 2

Part 1 here . On Leaving the Golden State Guest Post by NicklethroweR . Posted on the Burning Platform. The fabled Ventura Highway is all that separates my artist loft from the beach where surfing first came to the United States. Both my balcony and front patio face the freeway at about eye level and I could easily smack a tennis ball right on to the ever busy 101. Access to the beach and boardwalk is very important to a Tourist Town such as mine and I can see one underpass from my balcony and another underpass from the patio. Further up the street are two pedestrian bridges. Both have been recently remodeled so that people can not use it to kill themselves by leaping down into traffic. The traffic, just like the spice, must flow and the elites that live here do not like to be inconvenienced as they dart about between Malibu and Santa Barbara. Another feature of living where I live would have to be the homeless, the insane and the drug addicts that wander this particular

Proper way to calculate CAGR using T-Sql for SQL Server

After reading (and attempting the solutions offered in some) several articles about SQL and CAGR,  I have reached the conclusion that none of them would stand testing in a real-world environment. For one thing, the SQL queries offered as examples are overly complex or don't use the correct math for calculating proper CAGR. Since most DBAs don't have an MBA or Finance degree, let me help.  The correct equation for calculating Compound Annual Growth Rate (as a percentage) is:  Some key points about CAGR:  The compounded annual growth rate (CAGR) is one of the most accurate ways to calculate and determine returns for anything that can rise or fall in value over time. Investors can compare the CAGR of two alternatives to evaluate how well one stock performed against other stocks in a peer group or a market index. The CAGR does not reflect investment risk. You can read a full article about CAGR  here .  To calculate the CAGR for an investment in a language like VB is pretty straight

Top Five Consumer Cyber Security FAQs

Business, technology, environmental and economic changes are a part of life, and they are coming faster all the time. All of these changes and advancements can be distracting and make us more vulnerable to cyber scams. That's why protecting your credit is a critical part of protecting yourself from cyber security threats. Security researchers have reported that hackers and scammers are using any opportunity or vulnerability to target both individuals and companies. You may have already seen these attempts in the form of fake emails or calls. Here are the top five questions Equifax ®  has received about how individuals can protect themselves from cyber security threats and help to improve your credit protection. 1. How can I better protect my credit? Check your credit reports frequently. You can get free credit reports from the nationwide credit reporting agencies (Equifax, Experian ®  and TransUnion ® ) at annualcreditreport.com. Check your credit reports frequently to closely moni